approximate weekly payment
$
$ over weeks approximate total repayment $
Loan Amount of $1,000 over the period of up 84 days, repayable weekly (12 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $120(4% Per Month Service Fee Over 12 Weeks) = $1,320 total repayable in 12 weekly instalments of $110.
Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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